Filing your taxes is never a top item on anyone's fun to-do list, but it's definitely a must, and can lead to a very welcome refund. The good news is, there's a new service that can help make getting taxes done a lot easier, and without breaking the bank. Many are already familiar with Credit Karma, the personal finance platform from Intuit that helps users track their credit scores, but may not know about the recently launched Credit Karma Tax.

This new service is being offered at a simple, flat-rate pricing model to all members, no matter their tax complexity:

• $0 for federal taxes
• $15 for state filing*

With Credit Karma Tax, members get self-guided DIY tax filing, with real-time AI help to simplify the entire process, tackling much of the manual work that makes filing tedious and time-consuming. AI-powered tools support members every step of the way, giving them a head start by centralizing key financial data, optimizing tax outcomes, delivering refunds faster, and building long-term financial health long after they submit their taxes. It is designed to meet the shifting expectations of modern filers, particularly Gen Z and younger taxpayers making under $50K who want a reliable free DIY option regardless of tax complexity.

Unmatched speed and convenience

Credit Karma is already part of millions of consumers' daily financial routines. Because the platform centralizes a member's financial data, including income, credit, cash flow and taxes, all in one place, this gives Credit Karma members a head start. Filers can skip the manual data entry: simply snap a photo or automatically import forms directly from employers or financial institutions, including stock sales, plus financial and crypto transactions. Credit Karma Tax then uses this information to pre-fill the return.

Thanks to its comprehensive document checklist and gathering tools, Credit Karma Tax takes the guesswork out of filing. With no complexity restrictions, local gig workers, freelancers and small business contractors can take advantage of the free federal filing without unexpected upsells.

Financial progress and confidence

It's natural to worry about filing correctly, and to wonder when that refund will show up. Now, from the instant members start the filing process to the moment the refund lands, Credit Karma Tax uses Intuit's domain expertise, AI and platform technology to get members' taxes done right and make that money work harder for them.

Credit Karma Tax provides:

Real-time help — Giving clear explanations of return outcomes and catching errors along the way, using built-in AI tools like its expert chat function and coming soon, Explanation and Error Agents. Credit Karma Tax runs thousands of accuracy checks before submission to ensure compliance with IRS and state requirements. All returns are backed by a 100% accuracy guarantee. If a calculation error causes an IRS or state penalty, Intuit covers the penalty and interest. Over the past 14 years, Intuit has helped Americans file more than 150 million tax returns for free, more than all other tax prep companies combined.

Assistance beyond filing — Tax refunds are often the single biggest financial event of the year for Americans. Credit Karma transforms that moment into year-round financial health through its suite of AI-powered financial tools:

• The Refund Agent turns refunds into actionable plans to pay down debt, save or invest
• The Debt Agent builds personalized paydown plans, saving members $200+ a month and
• The Paycheck Agent allocates paychecks across bills, spending and goals.

Faster access to money — With 70% of Americans relying on tax refunds to cover basic living expenses, Credit Karma Tax can provide accelerated access to funds.

Up to 5 days early: Access 2026 federal tax refunds up to 5 days early for free with deposit into a Credit Karma Checking account.[1]

Refund Advance loan: With the upcoming launch of Credit Karma Tax's Tax Year 2026 offering, apply for an up to $4,000 Refund Advance loan with $0 loan fees and 0% APR.[2]

Simple, flat-rate pricing

To make the next tax filing season even easier and more affordable, Credit Karma Tax offers a predictable, flat-rate pricing structure, regardless of each member's tax complexity, with no hidden fees: $0 for federal filing and $15 per state filing.

For filers seeking added peace of mind or expert support as they file their 2026 taxes, Credit Karma Tax offers straightforward, optional paid add-ons:

Expert Support Bundle: Includes audit defense, ID protection benefits, 1:1 live product support and the ability to pay the $15 state fee using the tax refund. ($29 at launch. Pricing subject to change.)[1]

Expert Final Review: An option to add a final review by a tax expert to the above bundle will also be available at launch. ($39 at launch. Pricing subject to change.)[1]

Operating as a distinct, streamlined tax preparation offering, Credit Karma Tax is available on the Credit Karma website and app. To learn more, become a member and create a free Credit Karma account, visit CreditKarma.com.