Let's take a minute to talk about spring cleaning of your finances. While most Americans would benefit from consulting with a financial advisor, becoming familiar with basic financial practices is easier than you might think.

We all know creating a budget and sticking to it is essential, but it's important to be smart about where you save and invest your money. Many people place their money in a regular savings account at their local bank which typically offers a very low interest rate.

Instead, consider placing your money in an FDIC insured high-yield online savings account where your money will earn much higher returns. For example, if you're an AARP member, you can place your money in high-yield online savings and CD accounts with Barclays and no matter how much or how little you want to save, AARP members will get the highest return the bank offers. It's a smart approach to securing your future.

No matter your financial standing, it's always important to find ways to make your money grow with you. Learn more at AARPdigitalbanking.com.