Medicaid serves as a crucial lifeline, providing health coverage for millions of individuals, including children, parents, seniors, and those with disabilities. Many of those covered by Medicaid or CHIP may be at risk of losing their health coverage in the coming months. HealthCare.gov encourages individuals and families to take steps now to ensure you don’t risk a gap in health coverage.

Why is this happening now?

During the COVID-19 pandemic, states were permitted to stop eligibility reviews for Medicaid and CHIP, which kept millions of people from losing their health coverage. As states return to regular operations, eligibility reviews are restarting. As a result, millions of adults and children may no longer qualify for Medicaid or CHIP coverage.

What steps should individuals take to ensure they retain their health coverage?

To ensure you don't lose your Medicaid or CHIP coverage, keep an eye on your mailbox for a renewal form sent by your state Medicaid agency. It is important to complete the renewal form and return it immediately to avoid a loss of coverage.

What if I am no longer eligible for Medicaid or CHIP?

If you no longer qualify for Medicaid or CHIP, visit HealthCare.gov to see if you are eligible to enroll in a low-cost, quality health plan.

Thanks to the new law, more savings are available than ever. Enhanced financial assistance is available for purchasing health coverage through HealthCare.gov. In fact, four out of five customers can find a plan for $10 or less per month with this assistance.

What you pay is based on your age, your family size, your household income, where you live, what plan you choose, and other factors.

What does the health insurance offered on HealthCare.gov cover?

The plans available on HealthCare.gov provide comprehensive coverage and a wide range of benefits. All medical coverage plans on the platform include essential health benefits, such as preventive services, hospitalizations, prescription drugs, birth control, doctor's visits, emergency care, and more. Moreover, HealthCare.gov prohibits any plan from excluding coverage based on preexisting conditions. The marketplace health plans are supplied by private insurance companies, ensuring quality coverage.

How do I apply?

You can easily begin or update your application from the comfort of your own home on HealthCare.gov. Many individuals complete their applications in a single session.

If you want assistance you can visit Find Local Help on HealthCare.gov at https://localhelp.healthcare.gov/ to access our online directory and connect with an agent, broker or assister in your area who can help you with your application and more.

Consumers can also seek help filling out their application by calling the HealthCare.gov call center at 1-800-318-2596. The call center is open 24 hours a day, 7 days a week and provides support in more than 200 languages.

Act Now!

If you lose access to Medicaid or CHIP, visit HealthCare.gov to determine your eligibility for enrolling in an affordable, high-quality health plan.

Information provided by the U.S. Department of Health & Human Services.